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How a Boat Accident Lawyer Can Help You File a Claim

A New York boat accident attorney will assist you in filing an insurance claim if injured in the water or in a marina. They'll guide you, assess the potential of your case, and deal with insurance companies.

The majority of boat-related lawsuits stem from negligence. You may be able to claim compensation if your lawyer can prove that you breached your duty and damages.

Damages

Boating accidents can result in serious injuries, as with any other type of accident. Some of the injuries that could result include drowning in the water, oxygen deprivation injuries fractured bones and brain trauma. A good lawyer can aid you in obtaining the compensation you are entitled to for these damages.

Like car accidents the case of a boating accident is based on proving the negligence of the responsible party. A lawyer can conduct a thorough investigation and take photographs of the scene of the accident and your injuries to establish that you are liable. They can also help locate medical records to support your treatment and other evidence to support your claim. They can also help you comprehend the laws of comparative negligence in the event they apply to your particular situation.

Boating accidents can cause both economic and noneconomic damage. Economic damages are more easily quantifiable including future and past medical expenses resulting from your injury. They could also cover any losses in income caused by your injuries or changes in your ability to work in the future. Noneconomic damages are more subjective and can include the pain and suffering, inconvenience as well as loss of enjoyment of life and emotional anxiety. A lawyer can help calculate the value of your damages, and file a lawsuit or insurance claim against the people who are responsible for your injuries. They also deal with cases involving government agencies, such as the Coast Guard or police.

Insurance

Financial burdens can quickly increase when someone is injured in a boating accident. Medical bills can easily run into thousands of dollars, and if surgery is required, the costs can be even higher.

A personal injury attorney can assist injured people in getting the compensation they need. He or she can investigate and file the necessary paperwork to the case of a boating accident. They can also discuss with insurance companies to get maximum compensation.

A boat accident attorney can determine who is accountable and what insurance coverage each party has. Responsible owners and operators have boat liability insurance which can cover injuries however not all do. Check your own boating and homeowners insurance policies if renting or take a loan on a boat, to determine what coverage you are entitled to.

Reporting boat accidents to authorities is crucial. A police report is a valid document that can be used to prove negligence as well as other facts in an action for damages. It is also a good idea for you to speak to witnesses in order to get their testimony. It is also helpful to obtain the names, contact details and insurance policy numbers for everyone involved in the accident especially the owners of the boats.

Liability

As a victim of a boating accident, you may be entitled to reimbursement for past and future medical expenses. This includes hospital bills as well as emergency room services. Also, doctor appointments, therapy sessions and medical expenses. Your NYC boat accident attorney will help you prove all of these expenses, and make sure that your total loss is reflected in the compensation award.

The majority of injuries sustained in boat accidents are the result of reckless or negligent actions of the boat's owner or operator. Certain injuries are caused due to the absence of the necessary safety equipment such as life jackets, fire extinguishers and navigational lights. An action can also be made against a manufacturer of a defective boat or an item on the boat, such as a water ski.

If you've been injured while on an commercial vessel then you could be able to claim an Jones Act claim. A New York boat accident attorney will examine your case and provide you with additional information about this special law. Your lawyer will also negotiate on your behalf with the parties responsible and their lawyers as well as with the insurance companies. If a fair settlement can't be reached, your lawyer will prepare for trial in order to seek justice on your behalf.

Time Limits

Boating and other watercraft are governed by various laws. These laws cover driving, passing, and granting the right of way, among other things. These regulations also require that operators stay sober, refrain from overloading or overpowering their vessels and deter risky behavior like weaving into traffic or jumping into the wake. The negligence of the operator or any other party involved in a boating collision can cause serious injuries, and even wrongful death.

A lawyer who has experience in boat accidents will guide you through the legal system, evaluate the strength of your claim, and ensure your right. They can also assist you seek financial compensation for your losses, by submitting medical documents and other evidence to prove your claim.

Since a boat accident case is governed by maritime law as well as state personal injury laws, it may take longer to settle than an auto accident claim. This is because a lawyer must gather eyewitness statements, police reports and other documentation before negotiations can begin. Based on the complexity of your case, pre-litigation discussions could last from a few weeks to six months. If you are employed by commercial fishing vessels or cruise ship, sightseeing boat, or other kind of worker who is on the boat as part or his or her job and is qualified for workers compensation. A NY boat accident attorney can also help you with these claims.