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How to File a Boat Accident Claim

Boating can be enjoyable and thrilling, but it could quickly become dangerous if not cautious. Boats must also follow strict safety regulations to prevent injuries.

If you've suffered injury in a boating accident, you may be eligible for compensation for medical expenses and property damage. Contact a New York boat accident lawyer to increase your odds of winning.

1. Gather Evidence

The most important thing to do after an accident on a boat is to collect evidence and then contact an attorney. You should also seek medical treatment immediately for any injuries. To support a claim medical records and other evidence are needed. This includes current and future medical expenses as well as loss of earnings or earning potential, property damage and other non-economic damages, like suffering and pain.

Videos and photos can be useful in preserving physical evidence at the scene of an accident. Eyewitness testimony can be an invaluable piece of evidence since it reveals details about the accident that might otherwise go unnoticed. Police and incident reports can be used to determine the chronology of what transpired in the particular case.

A lawyer who is experienced can review the evidence to determine which parties could be liable for the victim's injuries or losses. A successful negligence claim in an accident on the water usually involves multiple liable parties, including the boat accident law firm's operator as well as the manufacturer or owner of the watercraft.

A reputable lawyer is able to manage all communications with insurance providers who will be involved in a victim's claim for compensation. A lawyer can stop victims from saying anything that could be used against them in court. Additionally, they can also assist victims receive fair settlements for their damages.

2. Report a crime

The first thing you should do after a boating incident is to make sure everyone is secure. Then, you should contact the local law enforcement agency and fill out a report about the incident. According to the laws of the state and regulations, you could only have 48 hours to submit a report in case of death or serious injury requiring medical treatment above basic first aid. Alternatively, you may have ten days to file a claim in the event of more than $2,000 of damage or the boat is damaged.

If you can, remain at the scene of the accident to help other boats or people without putting your safety or the safety of the victim in danger. This will allow the police officer to take note of important details like how the collision occurred and who was on board at the time of the crash and the cause.

Even well-trained and experienced boaters may be involved in accidents on the water due to negligence of another. A skilled attorney will help you identify the negligent party that caused your injuries and seek compensation. Property damage, medical expenses and financial losses are all recoverable damages. A lawsuit against the party responsible could also result in financial compensation for your pain and discomfort or loss of quality life, and emotional distress that is caused by the accident.

3. Examine the damages

After medical professionals have evaluated all injuries and ensured that everyone is in a safe place it is crucial to look at the damage to the boat. You must now begin thinking about your insurance policy.

A surveyor will be assigned to your claim and will go out to inspect the damage caused by the accident. The surveyor will assess the damage with the ones originally recorded by you. He or she will then start figuring out how much the damage could be worth.

It is impossible to control every element that causes a boat accident. If there was a defect in the boat, you might be legally able to file a lawsuit for product liability against the manufacturer who made the boat.

In these cases it is crucial to retain a lawyer that is familiar with handling boating claims because they are able to create an airtight case that proves that the manufacturer was accountable for the accident.

It is important to keep in mind that different types are covered by insurance policies differently. Homeowners insurance, for instance typically covers small boats with engines under 50 HP. Insurance for homeowners does not cover jet skis, larger vessels or airboats.

4. Contact an attorney

Inform your insurance company as soon as you feel safe and have seen a doctor in case of any injuries. You'll likely need to do so even in the absence of a police report filed. Be careful when providing details to insurance companies, as they will often attempt to determine who is responsible for an accident. This can decrease the amount of compensation that you receive. The NYC lawyers who handle boating accidents at Mirman, Markovits & Landau will fight hard to debunk these claims and limit the amount of blame attributable to you.

It is important to gather as all information you can on the other boat accident lawsuit owners or operators that were involved in the accident. This includes their name, address as well as their phone number and insurance details. It is also beneficial to have a copy of the boating accident report that is filed.

Boat accidents can be scary and can cause serious injuries. They can result in significant medical expenses, lost wages and other damage. The responsible party should be held accountable for the harm they caused you. You will not get the compensation you deserve if don't speak with an experienced New York injury lawyer as quickly as is possible. This will allow you to concentrate on improving your situation and level the playing fields.