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How to File a Boat Accident Claim

Boating can be fun and exciting, but it can quickly turn deadly if you're not careful. Boats must also adhere to strict safety guidelines to avoid injuries.

If you've been injured in an accident on the water, then you may be eligible to receive compensation for medical expenses as well as property damage. To increase your chances of success seek out a skilled New York boat accident attorney (like it).

1. Gather Evidence

The most important thing to do following a boating accident is to gather evidence and speak with a lawyer. It is also important to seek medical attention immediately for any injuries that may have occurred. Medical records and other evidence is necessary to support an action for damages including future and current medical expenses, loss of income or earning potential, property damage and other non-economic damages such as pain and suffering.

Video and photographs are valuable in preserving physical evidence at the scene of an accident. Eyewitness testimony is an additional important element of evidence, as it can provide important information regarding the cause of a collision that might otherwise be missed. Police and incident reports can be used to determine the chronology of what transpired in the case.

A seasoned lawyer can scrutinize the evidence and determine which parties might be accountable for victim's injuries as well as the associated losses. A boating accident negligence case usually involves multiple parties, including the boat's operator and the owner or manufacture of the watercraft.

A reputable attorney will manage all communications between insurance companies and victims involved in the victim's compensation claim. An attorney can impede victims from saying anything that could be used against them in court. In addition, they can also help victims receive fair settlement offers for their damages.

2. File a report

The first step following a boating accident is to ensure everyone is secure. You should then call the police in your area and make a report. In accordance with state laws and regulations, you could have up to 48 hours to file an incident report if the accident resulted in injury or death that requires medical treatment beyond basic first aid. In addition, you could have ten days to file a report in the event of more than $2,000 worth of damage or if the boat gets lost.

If you are able, stay at the site of the accident to help other boats or individuals without placing your safety or the safety of the victims in jeopardy. This will let the law enforcement officer to note important details, such as how the accident happened and who was on board at the time of crash and what caused it.

Even experienced and well-trained boaters can get into accidents on the water because of negligence of another. A skilled attorney will assist you in identifying the responsible party responsible for the damage and seek compensation. Damages that can be recovered typically include medical expenses, property damage and financial losses. Furthermore, filing an action against the accountable party could result in monetary recovery for your pain and suffering, as well as loss of quality of life, and other emotional issues that come along with the crash.

3. Examine the damages

After medical professionals have evaluated the injuries of everyone, and they are all in a safe spot, it is important to take a closer look at the damage done to the boat. Now is the time to start thinking about your insurance policy.

A surveyor will be assigned to your claim and will visit to examine any damage that was caused by the accident. The surveyor will then compare the damage to the one originally recorded by you. He or she will then determine what the damages could be worth.

Most boat accidents are the result of a mix of factors, and it is impossible to control all of them. If there was a flaw in the boat, you might be able to file a claim for product liability against the manufacturer who created the boat.

In these situations it is vital to retain a lawyer that is familiar with handling boating claims because they are able to create an air-tight defense that proves that the manufacturer is responsible for the accident.

It is also important to note that different kinds of boats are covered differently by insurance policies. Homeowners insurance, for instance, will usually only cover small boats with engines under 50 HP. This means that jet skis, airboats and larger vessels won't be covered by homeowner's insurance.

4. Contact an attorney

Notify your insurance company immediately after you feel secure and have seen an emergency room for any injuries. You will likely need to do so even there is no police report filed. It is important to be aware of your personal information because insurance companies frequently try and assign blame for the accident. This could decrease the amount of compensation that you receive. The NYC lawyer for boating accidents at Mirman Markovits & Landau work hard to debunk and limit these claims.

If you are able you, it's a good idea to collect information about the other boat accident attorney operators or owners involved in the accident. Included in this information are the names, addresses and telephone number as well as any insurance information. It is also useful to keep a copy of the accident report filed.

Boat accidents can be a nightmare and cause serious injury. They can cause substantial medical expenses as well as lost wages and other damage. The parties responsible must be held accountable for any harm that they cause. You won't be able to receive the amount you are due if you don't speak with an experienced New York injury lawyer as quickly as is possible. This allows you to concentrate on improving your situation and level the playing fields.