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Types of Accident Compensation

This kind of compensation typically includes medical expenses, which include prescription medications, devices, physical therapy, and surgeries. This type of compensation can also be used to pay for future earnings.

This kind of compensation is often called "general damages." However, determining the value of these damages is difficult since insurers employ different methods of calculation.

Economic Damages

Economic damages are the tangible, quantifiable costs that result from an accident. They include out-of-pocket expenses like lost wages damages to property, and future financial losses resulting from the disability or injury. These costs are estimated by juries and courts based on documents such as hospital bills, pharmacy receipts, and vehicle repair estimates.

These are the direct costs of a crash and are simple to prove. They include medical expenses, such as the first hospital stay, accident Attorneys and any subsequent treatment and care. They can also include the cost to repair a damaged car or other items of property such as clothing and household goods. They could also include the cost of hiring a person to assist with household chores or transport your children to school or any other extracurricular activities.

Loss of wages is another important category of economic damages. This includes not just your missing wages from the time you were required to stay home from work because of your injuries, but also take into account the loss of productivity during recovery and any use of sick days or vacation leave. In some cases you could even receive compensation for the loss of your earning potential in the future when your injury stops you from returning to your former career or prevents you from earning the same amount in the future.

These costs are fairly clear and measurable. However other damages you can claim may be more difficult to prove. These non-economic damages are sometimes more difficult to quantify and could include things like pain and suffering, disfigurement and loss of enjoyment of life.

What can you do to show these damages?

While some of the costs in these categories are fairly straightforward and can be substantiated by receipts and paperwork, other expenses may require expert testimony. In cases where an accident results in a severe spinal injury that leaves the victim partially paralyzed, it could be required to consult with an occupational expert to determine the impact of the injury on the victim. This will assist the jury or court determine with certainty what your full range of personal and financial implications will be.

The most complex economic losses are those that involve future medical costs and lost earnings. It may be possible to document these expenses by utilizing a medical professional's estimate of when you'll achieve maximum medical improvement, or the time when your recovery will likely be over. You'll need to prove that you'll suffer a future financial loss. This can be accomplished by sending in your pay stubs, or expense receipts.

Insurance companies will attempt to avoid paying the total amount of the damages they have to pay legally. A personal injury lawyer who has the right experience can ensure that you get all of the compensatory damages you are entitled to. Dennis and King will be able to schedule a free consultation. We can assist you in pursuing all of your economic and non-economic damages following an New York car accident or any other personal injury or accident attorney attorneys (cse.google.com.Lb).