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Employment Standing: Credit card issuers usually require applicants to be employed with a stable supply of earnings. Some issuers could settle for purposes from self-employed people or freelancers with proof of earnings.
Credit Historical past: A great credit score history is crucial for credit card approval. Lenders assess an applicant's creditworthiness based mostly on their credit rating and credit score report, contemplating components like previous loan repayments and credit card usage.
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