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How to File a Boat Accident Claim

Boating can be fun and exciting, but it can quickly turn deadly if you're not careful. Like cars, boats must follow strict safety guidelines to avoid injuries.

If you've been injured in a boating incident, you may be entitled to compensation for your medical bills and property damage. To increase your chances of winning you should speak with a reputable New York boat accident attorney.

1. Gather Evidence

If you are involved in a boating accident, the most important step is to collect evidence and then contact an attorney. It is also crucial to seek medical attention as soon as possible for any injuries that may have occurred. To support a claim medical records and other evidence is required. This includes both future and present medical expenses as well as loss of earnings or earning potential, property damage and other non-economic damages, such as suffering and pain.

Videos and photos can help preserve physical evidence from the scene of a boating incident. Eyewitness testimony is yet another important piece of evidence, as it can provide important information about the reason for an accident that could otherwise be missed. You could also rely on police reports and incident reports to create a timeline.

A lawyer with expertise can analyze the evidence to determine which parties may be liable for the victim's injuries or losses. A boating accident negligence case typically involves multiple parties including the boat's driver as well as the manufacturer or owner of the watercraft.

A trusted lawyer can manage all communications with insurance companies who will be involved in a person's claim for compensation. A lawyer can stop victims from saying anything that could be used against them in court. Additionally, they can assist victims receive fair settlements for their losses.

2. Make a Report

The first thing you should do following a boating accident is to ensure everyone is safe. The next step is to contact the local police department and file a formal report. Based on the laws of your state and regulations, you may have 48 hours to file an account in the event of serious injury or death requiring medical treatment above basic first aid. You could also be granted ten days if you are unable to find the boat accident lawyer or if the accident causes more than $2,000 worth of damages.

You should also be at the scene of the accident to assist other boats or individuals if feasible without risking your own safety or that of the victims. This will allow the law enforcement officer to note important details like the manner in which the accident happened, who was onboard at the time of the collision, and what caused it.

Even well-trained and experienced boaters may be involved in accidents on the water because of someone else's negligence. An experienced lawyer can identify the person who was negligent in causing the damages you suffered, and assist you pursue compensation. Property damage, medical expenses and financial losses are all recoverable damages. A lawsuit against the party responsible may also result in monetary compensation for your pain and discomfort as well as loss of quality of life, and emotional stress due to the incident.

3. Examine the damage

After medical professionals have evaluated all the injuries sustained by everyone and determined that they are all in a safe spot, it is important that you take a close look at the damage that has been done to the boat. This is when you begin looking at your insurance policy and what it covers.

A surveyor will be assigned to your claim and will visit to examine any damage that was caused by the accident. He or she will compare the initial report to the damage and begin to determine the value of the damage.

It is impossible to control every factor that can cause a boat crash. However, if there was a defect by the manufacturer on the boat accident lawyers itself it might be possible to bring a claim of product liability against the manufacturer of the boat.

In these situations you will require an attorney who has experience in boating claims. They can build an argument that can prove the manufacturer was responsible for the accident.

It is important to keep in mind that different types are covered by different insurance policies. For instance, homeowner's insurance, which covers home owners typically only covers small boats that have engines less than 50 HP. Homeowner's insurance does not cover jet skis, larger vessels or airboats.

4. Contact an attorney

Notify your insurance company immediately after you feel safe and have visited a doctor for any injuries. You'll likely have to notify them even in the absence of a police report filed. It is essential to be cautious with your information because insurance companies are often trying to try and determine who is at fault for the accident. This can decrease the amount of compensation you receive. The NYC lawyers who handle boating accidents at Mirman, Markovits & Landau will work hard to disprove these claims and limit the amount of fault assigned to you.

It is a good thing to gather as much information as you can on the other boat owners or operators that were involved in the accident. This includes their name, address along with their phone number and insurance information. It is also helpful to have a copy the report of a boating accident that has been filed.

Boat accidents can be a nightmare and can result in serious injuries. They can result in significant medical bills loss of wages, and other damages. The responsible parties must be accountable for any harm they have caused. You will not get the amount you are due if you do not consult a seasoned New York injury lawyer as quickly as is possible. This allows you to concentrate on getting better and level the playing fields.